Blog

Let’s start with a definition, because there’s some confusion as to exactly what long-term care insurance is. Long-term care insurance, also known as elder care insurance, does something that traditional health insurance does not—it covers the costs of long-term...

As the owner of a life insurance policy, you have certain expectations and rights. One of those rights is the ability to sell that policy to a third party for an immediate, one-time lump sum payment, or settlement. Whatever your policy type—term, group, universal—they...