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How Much Is My Life Insurance Policy Worth?

How Much Is My Life Insurance Policy Worth?

There are a variety of reasons you, as a life insurance policy holder, may choose to sell your policy to a third party for a one-time cash payment, known as a settlement. A life settlement is an option for policyholders that are at least 65 years old and have a policy...

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How to Sell Your Term Life Insurance Policy

How to Sell Your Term Life Insurance Policy

A term life insurance policy is one in which you pay monthly premiums for a defined period of time, generally between 10 and 30 years, and in return, the insurance company pays out a death benefit—an agreed upon amount of money—should you die during that time...

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How to Choose a Life/Viatical Settlement Company

How to Choose a Life/Viatical Settlement Company

As Americans near retirement age, they may discover the existence of life insurance settlements. The concept is simple—life insurance policy holders are legally allowed to sell their policies to a third party for a one-time lump sum cash payment, or settlement. There...

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How to Sell Your Whole Life Insurance Policy

How to Sell Your Whole Life Insurance Policy

A whole life insurance policy is what many people think of when they hear the term life insurance. It’s a traditional form of life insurance, into which the insured makes regularly-scheduled premium payments throughout their lifetime, unlike term life insurance, which...

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Viatical Settlements vs. Life Settlements

Viatical Settlements vs. Life Settlements

As the owner of a life insurance policy, you have certain expectations and rights. One of those rights is the ability to sell that policy to a third party for an immediate, one-time lump sum payment, or settlement. Whatever your policy type—term, group, universal—they...

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